Fair Debt Collection Practices Act
Collecting Money Not Owed
Collectors collect—or attempt to collect—money that isn’t owed every day, a clear violation of the law.
Collecting More Than is Owed
Collectors may not collect or attempt to collect more money than is owed under the agreement creating the debt or by law.
Violation of Privacy
It is unlawful for a debt collector to embarrass you by telling your employer, family, friends, or neighbors that you owe money.
Harassing Phone Calls
Too many collection calls and calls at night are prohibited by law.
Notice Violations
Collectors must always notify you of your right to dispute the debt, and to request validation.
Abusive Language
Collectors have to treat you with respect: no insults, no profanity, and no racial slurs.
Debtors' Rights Lawyer
About The Law Office of G.A. Fisher, PLC
In the everlasting battle between creditor and debtor, this office stands with people who owe money, with the exploited. On their side of the conflict, the collectors’ weapons are harassment, abuse, and deception. Our weapon is the Fair Debt Collection Practices Act—and when they violate it we prosecute them with it. If you feel a collector has mistreated you, reach past your fears and reach here for help, because when you fight back you’re not just sticking up for yourself—you’re sticking up for everyone else with your struggles. A win for you is a win for the working class.
Debtors' Rights Legal Team
Meet the team
120 N. Huron St. #2
Ypsilanti, MI 48197